Flood Insurance: Protecting Your Hanover Home from Water ...

Water damage is not only one of the most common disasters affecting U.S. homeowners, but it is also one of the most devastating. In fact, water damage accounts for billions of dollars in losses annually. So how can you better protect your home and your possessions from water damage?

Well, purchasing the right type of insurance is a good start!

Standard homeowners insurance policies provide coverage for water damage caused by burst pipes, wind driven rain, and ice dams on your roof. Flooding, on the other hand, is NOT covered in your standard homeowners insurance policy.

In order to protect yourself from these types of disasters, you will need to purchase a separate flood insurance policy.

Additional Tips to Protect your Home from Water and Flood Damage

• Inspect Hoses and Faucets: Check hoses annually and replace those with cracks or leaks. Additionally, you should replace hoses every five to seven years.
• Inspect Showers and Tubs: Check seals and caulking and make sure they are still watertight.
• Shut Off the Water Supply: While on vacation, be safe and shut off the water supply to the washing machine.
• Know the Location of the Main Water Shut Off Valve: In case of an emergency, know where the valve is located and how to shut off the main water supply.
• Emergency Release Valve: An emergency release valve in your plumbing system will protect against the increased pressure caused by freezing pipes and can help prevent your pipes from bursting.
• Check Pipes: Examine pipes periodically for cracks and leaks and repair or replace damaged pipes immediately.
• Inspect Your Roof: Look for missing or damage shingles. Replace shingles as necessary.
• Check Gutters and Downspouts: Remove any debris that may have accumulated in downspouts and rain gutters.

If you have any further questions about?Flood Insurance Policies, please contact the insurance experts at Barrick & Associates, Inc. to learn more. Call 1-800-548-9810 or?click here?today!

We offer quality protection and affordable pricing??click here?for a free, real-time insurance quote.

Whether you?re looking for business insurance or auto, home, life, or health insurance in Hanover, PA, our qualified and knowledgeable staff will help you find the right policy to best suit your needs. And we do much more than just help you purchase a policy. We also assist in submitting claims and customizing programs for your business. We specialize in providing customized insurance protection for Automobile Dealers, Auto Service Centers, Auto Body Shops, Contractors, Farms and Restaurants, as well as Personal insurance policies. And with all of our insurance services, Barrick and Associates offers a ?Money Back Guarantee.?

We are the leading provider of insurance in Hanover, Pennsylvania.

Check us out on?Facebook?and?Twitter?as well!

Sources:

How to Protect Your Home From Water Damage

Tags: burst pipes, Flood Damage, flood insurance, Flooding, Hanover, Homeowner's insurance, Homeowners, insurance experts, insurance policies, Insurance policy, Pennsylvania, water damage

This entry was posted on Friday, March 23rd, 2012 at 3:02 pm and is filed under Homeowners Insurance Hanover, Pennsylvania, Insurance Hanover, Pennsylvania, Insurance Solutions Hanover, Pennsylvania, Pennsylvania. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

Source: http://barrickassociates.com/blog/pennsylvania/flood-insurance-protecting-your-hanover-home-from-water-damage/

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Source: http://bond17.typepad.com/blog/2012/03/flood-insurance-protecting-your-hanover-home-from-water.html

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